Save HUNDREDS A Month

10 proven ways you can save hundreds every month.

FINANCE MONEY LIFESTYLE

2021-08-04 4 min read

10 Ways to Save HUNDREDS a Month

“Do not save what is left after spending; instead spend what is left after saving.” -Warren Buffet

automating investments
taking care of your body
minimalism

1. Create a shopping list of essential items.

Foods you eat regularly and ones that you believe you genuinely need.

You start to realize the portions you need to buy to fit your current lifestyle.

Also essential cleaning items, cleaners, paper towels, and toilet paper.

Overall, a list will prevent you from forgetting what you truly need and ensures you stick to the essentials.

person writing bucket list on book

2. Eat before you go grocery shopping.

I'm sure you've heard this many times before, but nothing helps me save money more on my groceries than shopping with a full stomach.

This prevents unnecessary food items that just seem to stack on your cart.

Also without the munchies, you tend to avoid picking up unhealthier foods and show some discipline.

Pair this with a shopping list and you'll be saving a ton of money in the long term.

Another little tip is to go shopping alone, or, if you can't leave the kids at home, make sure they're full too.

3. Go over all your subscriptions.

Take an hour out of your day and have a serious discussion with yourself.

"Do I REALLY need all these streaming subscriptions?"

Hulu, Netflix, Disney, HBO, and more.

These subscriptions truly add up without you realizing all the potential cash you can be saving.

Have an honest discussion with yourself and get rid of what you don't use.

There's nothing wrong with these services, but it's unlikely you will make time for each and every one of them.

Unused memberships, "subscribe and save" on Amazon, streaming and streamers, monthly subscription boxes and so much more.

Ask yourself: "Will my life change for better or worse if I got rid of this?"

4. Get rid of cable/landlines

Streaming is everywhere and all companies are on this wave.

Sports, dramas, movies, and more can all be watched on apps.

Run the numbers and do some comparisons and see if you're really getting a bang for your buck with cable.

Also landlines. We all have smartphones.

I got rid of both cable and landlines YEARS ago.

I don't miss them nor need them.

Neither will you and your wallet will thank you.

5. Stop eating out so much.

Now I'm not saying you need to stop having a good time.

People have run the numbers and making your own food is better, quicker, and saves more money.

Meal prep can be a busy person's best friend.

Cook a new recipe for or with the family and spend some time together. Maybe you'll come to realize that it's a fun activity you guys can do daily.

Overall you will be saving money with ingredients, tips, and gas.

Go out and celebrate or have a romantic date with your significant other from time to time.

But don't rely on restaurants and fast food places for your everyday meals.

McDonald's isn't cheap anymore nor is it healthy for you.

6. Automate Bills

No need to pay interest on credit cards when you automate your bill pay.

You're a man. You pay your balances in FULL and avoid unnecessary interest.

Never need to remember a due date and risk paying APR interest.

Automatically keep payments on time and continue to build great credit.

7. Automate Investing.

Also because you're a man, you care about your future.

Automate your investing and retirement accounts.

You can't spend money from your bank if it's automatically deducted and tucked away for future use.

Believe me when I say you'll thank yourself in the future.


8. Keep track of where your money is going.

"A budget is telling your money where to go instead of wondering where it went." -Dave Ramsey

9. Avoid buying the newest things, be more minimal and practical.


10. Taking care of your body: Potential saved: PRICELESS

Taking care of your body is the number one most important thing you can do.

By eating right, exercising, and taking care of your physical and mental health, you will save thousands in potential medical bills and overall live a much more fulfilling life. You avoid getting sick, type 2 diabetes, and so much more.


End

Now with your extra cash saved you can begin to put that money towards something you've always wanted to do.

Whether that'd be investing, a new or existing hobby, or even traveling/vacation.

After all, money is a tool.

Use it to make yourself more money or for experiences, keep the materialistic items to a minimum.

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